Ingredients

1

teaspoon oil

1/2

cup chopped green bell pepper

1/4

cup finely chopped onion

1

cup finely chopped cooked ham

2

(15.5-oz.) cans refried black beans with lime juice

1/2

teaspoon garlic salt

1/2

teaspoon chili powder

1 1/2

cups water

2

tablespoons sour cream

2

tablespoons chopped fresh cilantro, if desired

Preparation

Heat oil in 3-quart saucepan over medium heat until hot. Add bell pepper and onion; cook and stir 2 to 3 minutes or until crisp-tender.

Add all remaining ingredients except sour cream and cilantro; mix well. Cook over medium heat for about 5 minutes or until thoroughly heated, stirring frequently. Top individual servings with a dollop of sour cream. Sprinkle with cilantro.